Business Recovery

Low-Interest Disaster Loans are available after a disaster for homeowners and renters from the U.S. Small Business Administration (SBA) to cover uninsured property losses. The SBA provides low-interest, long-term loans for physical and economic damage.

Business Physical Disaster Loans

The Small Business Administration makes physical disaster loans of up to $2 million to qualified businesses and most non-profit organizations. These loans can be used to repair or replace items damaged or destroyed during a declared disaster, such as:

  • Real Estate
  • Personal Property
  • Machinery
  • Equipment
  • Inventory and Business Assets.

You can apply online for an SBA disaster assistance loan. The SBA will send an inspector to estimate the cost of your damage once you have completed and returned your loan application. You must submit the completed loan application, along with a signed and dated IRS form 8821.

Visit the SBA’s Disaster Loans page for more information.

Additional Resources

SBA Disaster Loan Fact Sheet for Associations

SBA Disaster Loan Fact Sheet for Businesses

SBA Disaster Loan Fact Sheet for Homeowners and Renters